- There are many beautiful, higher priced homes in Florida and Georgia that will require a jumbo loan. Jumbo loans are specifically created for higher amount home loans. I am very experienced in jumbo loans and I will do the work for you to get the best terms on your jumbo loan and close the loan as quickly as possible.
What makes jumbo loans different thanconventional loans is that they go above the lending limits of conventional loans. Fannie Mae and Freddie Mac set the standards for conventional loan limits, and since jumbo loans go over those limits they are also known as non-conforming loans since they do not conform to their standards.
A recent trend with jumbo loan rates has seen that they are almost at the same level as conventional loans. Historically there has been a substantial difference between conventional and jumbo rates. So if you’ve been on the fence about purchasing a higher priced home, now might be the perfect time.
Since jumbo loans don’t conform to the standards of conventional loans there are many lenders who don’t offer them. I do. When you are looking for a jumbo loan it is important to work with a lender who knows how to shop around for the best jumbo loans. I will shop around to get you the best possible jumbo loan and keep in communication so you’ll know where we are in the process at all times.
I also have strong relationships with some of the best Realtors in the area, so we can help you find the perfect home for your family. Just let me know where and what kind of home you are looking for, and I will introduce you to a great Realtor to find your perfect home.
You can get started by using myPurchase Assistant to let me know more about your situation and what you are looking to purchase, and I’ll get back to you to compare your jumbo loan options.