Welcome to 8 Flags Home Loans, LLC!

My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come.

I specialize in the following Georgia and Florida Mortgage Loans:

  • Conventional Loans
    • Credit scores of 620 and higher to qualify.
    • Great loans for purchases, refinances and new construction loans.
    • Down payment requirements are 1% to 19% with or without monthly mortgage insurance.  20% + requires no monthly mortgage insurance.
    • 3 year, 5 year, and 7 year adjustable rate mortgages also available.
    • Jumbo Loans
  • FHA Loans
    • Credit scores 580 and higher qualify.
    • Great loan for the first time homebuyer( only 3.5% down payment required) or for refinancing homeowners with limited equity in their homes.
    • Great loan for homes that need repairs and/or updating through the 203-k program ( 640 credit score required)
  • USDA Rural
    • Credit scores of 620 and higher.
    • For purchase loans only (other restrictions apply).
    • Great for first time homebuyers, requires no down payment.
  • VA Loans
    • Credit scores 580 and higher.
    • Only veterans qualify.
    • Great for purchases-no down payment required.
    • Cash out refinancing up to 100% of equity.
  • Reverse Mortgages
    • For Borrowers 62 & over.
    • Great for getting equity out of your home with no payment.
    • You can either take a lump sum of money or set up monthly payments.
  • Non Prime
    • Great for Self employed borrowers, can calculate income from bank statements.
    • credit scores as low as 500.
    • less than 1 year for bankruptcy and foreclosure.

How Can We Help?

Have Questions?

Contact us today!

Featured Recommended Professionals

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Although I am located in Florida, I offer unparalleled home purchase and refinance service to clients throughout the States of Georgia and Florida!

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

  • Keith, once again you did an outstanding job for us. We were VERY pleased with the work you put in! You made it easy by making yourself always available... read more

    STEVEN HARRIS Avatar STEVEN HARRIS
    January 15, 2023

    Working with Keith is always a pleasant experience. An experienced loan officer who can provide many options for his clients to get the job done. Keith is always accessible for... read more

    Chris Armes Avatar Chris Armes
    September 15, 2023

    Keith was a tremendous help to our family in finalizing our home purchase. Keith was proactive, professional and personal in his approach. Highly recommend Keith and his mortgage services.

    Sean Donnelly Avatar Sean Donnelly
    January 15, 2022

    As we all know mortgages for the self employed can be a nightmare and mine was no different. Keith guided us tirelessly through the process as both are personal and... read more

    Brian Grimley Avatar Brian Grimley
    January 15, 2022
  • I closed on my new home today, 3/2/23. Keith made the experience very easy and had the resources to cater to my specific mortgage needs. I would definitely recommend him... read more

    Jerry Reed Avatar Jerry Reed
    March 15, 2023

    It was great working w Keith. He was on top of the whole process and made sure we had everything in order prior to our closing. He was able to... read more

    Roger Weissinger Avatar Roger Weissinger
    September 15, 2023

    Keith made my first time home buying process a breeze! His communication was exceptional and he was always happy to explain every step of the process along the way. Keith... read more

    Katie Moffat Avatar Katie Moffat
    January 15, 2021

    Keith was very helpful in refinancing my home with a good interest rate.. I would strongly recommend him to any of my family or friends.

    Daniel Lyons Avatar Daniel Lyons
    January 15, 2021
  • Keith saved Sarah and I from a lender who did not educate us in our experience of trying to buy a house. Keith will educate you, Keith is not looking... read more

    Michael Mills Avatar Michael Mills
    May 15, 2023

    Our experience with Keith was nothing short of awesome. No matter what changes or surprises we encountered, Keith was ahead of the game and made our financing and closing... read more

    David Kelly Avatar David Kelly
    January 15, 2022

    Keith was wonderful to deal with. He is professional and knowledgeable. I definitely would recommend his services. After a horrible experience with a bank he was able... read more

    Cindy Coto Avatar Cindy Coto
    January 15, 2023

    Great working with Keith! I am glad I got a great loan with Rocket Mortgage and would definitely recommend anyone looking to buy or refinance give Keith a call and... read more

    Deborah Moore Avatar Deborah Moore
    January 15, 2023
  • Keith Strausburg is fantastic. Very reliable, diligent, knowledgeable, and thorough! Would definitely work with him again.

    K3LLi3 B Avatar K3LLi3 B
    May 15, 2023

    Keith was phenomenal to deal with. His up to date knowledge of the market was spot on. Keith's communication was very proactive and his responsiveness to questions and concerns was... read more

    Clint Chisholm Avatar Clint Chisholm
    May 15, 2023

    Keith was very easy to work with and very straight forward with us throughout the process of buying a house in Yulee. I would highly recommend contacting him if you... read more

    Seth Lavarnway Avatar Seth Lavarnway
    January 15, 2021

    Keith is a pleasure to work with.He is personable, as well as efficient.He is always ahead of schedule and very responsive! Any question you have, he replies within the hour.... read more

    cindy leatherbarrow Avatar cindy leatherbarrow
    January 15, 2021
  • Keith is a professional that works with speed and accuracy. He tells you the blunt truth and works hard to make it work for you. His transparency and honesty is... read more

    Gregory Gray Avatar Gregory Gray
    January 15, 2022

    Its not every day that borrow hundreds of thousands of dollars with a term that spans decades, so I really appreciated Keith's knowledge and guidance in helping select the best... read more

    rich perlman Avatar rich perlman
    January 15, 2021

    Keith was great to work with! He could not have made the loan process any easier! I have and will continue to recommend Keith to my friends and... read more

    AC Filter Provider and Sanitation Avatar AC Filter Provider and Sanitation
    January 15, 2021

    Keith was absolutely amazing. He secured our rate much lower than one of the largest US Banks, which saved us a few hundred dollars a month. In addition,... read more

    Ryan Emrie Avatar Ryan Emrie
    January 15, 2022