Welcome to 8 Flags Home Loans, LLC!

My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come.

I specialize in the following Georgia and Florida Mortgage Loans:

  • Conventional Loans
    • Credit scores of 620 and higher to qualify.
    • Great loans for purchases, refinances and new construction loans.
    • Down payment requirements are 1% to 19% with or without monthly mortgage insurance.  20% + requires no monthly mortgage insurance.
    • 3 year, 5 year, and 7 year adjustable rate mortgages also available.
    • Jumbo Loans
  • FHA Loans
    • Credit scores 580 and higher qualify.
    • Great loan for the first time homebuyer( only 3.5% down payment required) or for refinancing homeowners with limited equity in their homes.
    • Great loan for homes that need repairs and/or updating through the 203-k program ( 640 credit score required)
  • USDA Rural
    • Credit scores of 620 and higher.
    • For purchase loans only (other restrictions apply).
    • Great for first time homebuyers, requires no down payment.
  • VA Loans
    • Credit scores 580 and higher.
    • Only veterans qualify.
    • Great for purchases-no down payment required.
    • Cash out refinancing up to 100% of equity.
  • Reverse Mortgages
    • For Borrowers 62 & over.
    • Great for getting equity out of your home with no payment.
    • You can either take a lump sum of money or set up monthly payments.
  • Non Prime
    • Great for Self employed borrowers, can calculate income from bank statements.
    • credit scores as low as 500.
    • less than 1 year for bankruptcy and foreclosure.

How Can We Help?

Have Questions?

Contact us today!

Featured Recommended Professionals

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Although I am located in Florida, I offer unparalleled home purchase and refinance service to clients throughout the States of Georgia and Florida!

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

  • Keith has helped me with the purchase of two homes now in Louisville Kentucky. The first was a small starter home that he helped me with about 5 years... read more

    Jon Avatar Jon
    January 15, 2021

    Keith was amazing to work with! Very knowledgeable and responsive!! He kept me calm and informed. Thank you again Keith for everything!!

    Kelly Manning Avatar Kelly Manning
    January 15, 2021

    Great service at a reasonable price! I am a former Loan Officer so I know how busy these guys get at times like this, yet Keith responded to all my... read more

    Vince Blaber Avatar Vince Blaber
    January 15, 2022

    Keith is a professional that works with speed and accuracy. He tells you the blunt truth and works hard to make it work for you. His transparency and honesty is... read more

    Gregory Gray Avatar Gregory Gray
    January 15, 2022
  • Working with Keith is always a pleasant experience. An experienced loan officer who can provide many options for his clients to get the job done. Keith is always accessible for... read more

    Chris Armes Avatar Chris Armes
    September 15, 2023

    Keith was very easy to work with and very straight forward with us throughout the process of buying a house in Yulee. I would highly recommend contacting him if you... read more

    Seth Lavarnway Avatar Seth Lavarnway
    January 15, 2021

    Its not every day that borrow hundreds of thousands of dollars with a term that spans decades, so I really appreciated Keith's knowledge and guidance in helping select the best... read more

    rich perlman Avatar rich perlman
    January 15, 2021

    Keith, once again you did an outstanding job for us. We were VERY pleased with the work you put in! You made it easy by making yourself always available... read more

    STEVEN HARRIS Avatar STEVEN HARRIS
    January 15, 2023
  • Keith is awesome and I will go to him first on my next purchase or refinance. His rates were extremely competitive. He answered every one of the questions we had... read more

    Paul Graeter Avatar Paul Graeter
    January 15, 2021

    Excellent support throughout the process. Closed loan in less than 30 days.

    MA B Avatar MA B
    July 15, 2023

    Keith is very knowledgeable in all aspects of purchasing a home. He did a great job for me when I refinanced my VA loan recently. I highly recommend Keith Strausburg.

    Frank R Shevchuk Avatar Frank R Shevchuk
    January 15, 2022

    I worked with Keith from out of state to buy a home in Florida. He was fully accessible and able to answer all my questions....which were many! He gave us... read more

    Jennifer Schoonover Avatar Jennifer Schoonover
    January 15, 2023
  • Really great working with Keith who was able to secure a lower interest loan for my new place on Amelia Island. I shopped around and Keith was the most... read more

    Kurt Maute Avatar Kurt Maute
    January 15, 2023

    Our experience with Keith was nothing short of awesome. No matter what changes or surprises we encountered, Keith was ahead of the game and made our financing and closing... read more

    David Kelly Avatar David Kelly
    January 15, 2022

    It was great working w Keith. He was on top of the whole process and made sure we had everything in order prior to our closing. He was able to... read more

    Roger Weissinger Avatar Roger Weissinger
    September 15, 2023

    Keith is a true professional! He walked me through the entire home buying process, quickly answered any questions (no matter how silly they may have seemed to me) and truly... read more

    Megan Georgeo Avatar Megan Georgeo
    January 15, 2021
  • Keith made my first time home buying process a breeze! His communication was exceptional and he was always happy to explain every step of the process along the way. Keith... read more

    Katie Moffat Avatar Katie Moffat
    January 15, 2021

    This is the second time I have reached out to Keith for my financial needs. Keith is the best! He is so caring about his clients and is... read more

    Amy Carter Avatar Amy Carter
    January 15, 2021

    Keith was absolutely amazing. He secured our rate much lower than one of the largest US Banks, which saved us a few hundred dollars a month. In addition,... read more

    Ryan Emrie Avatar Ryan Emrie
    January 15, 2022

    On top of things and made a complicated situation easy...and we got a great rate!

    John Moore Avatar John Moore
    January 15, 2023