Welcome to 8 Flags Home Loans, LLC!

My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come.

I specialize in the following Georgia and Florida Mortgage Loans:

  • Conventional Loans
    • Credit scores of 620 and higher to qualify.
    • Great loans for purchases, refinances and new construction loans.
    • Down payment requirements are 1% to 19% with or without monthly mortgage insurance.  20% + requires no monthly mortgage insurance.
    • 3 year, 5 year, and 7 year adjustable rate mortgages also available.
    • Jumbo Loans
  • FHA Loans
    • Credit scores 580 and higher qualify.
    • Great loan for the first time homebuyer( only 3.5% down payment required) or for refinancing homeowners with limited equity in their homes.
    • Great loan for homes that need repairs and/or updating through the 203-k program ( 640 credit score required)
  • USDA Rural
    • Credit scores of 620 and higher.
    • For purchase loans only (other restrictions apply).
    • Great for first time homebuyers, requires no down payment.
  • VA Loans
    • Credit scores 580 and higher.
    • Only veterans qualify.
    • Great for purchases-no down payment required.
    • Cash out refinancing up to 100% of equity.
  • Reverse Mortgages
    • For Borrowers 62 & over.
    • Great for getting equity out of your home with no payment.
    • You can either take a lump sum of money or set up monthly payments.
  • Non Prime
    • Great for Self employed borrowers, can calculate income from bank statements.
    • credit scores as low as 500.
    • less than 1 year for bankruptcy and foreclosure.

How Can We Help?

Have Questions?

Contact us today!

Featured Recommended Professionals

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Although I am located in Florida, I offer unparalleled home purchase and refinance service to clients throughout the States of Georgia and Florida!

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

  • We had the pleaser of working with Keith at Swan Financial and the experience was excellent. He was professional and efficient and made the process of getting a home... read more

    Missy Jean Avatar Missy Jean
    January 15, 2023

    Keith was very helpful in refinancing my home with a good interest rate.. I would strongly recommend him to any of my family or friends.

    Daniel Lyons Avatar Daniel Lyons
    January 15, 2021

    I would highly recommend Keith Strausburg to anyone seeking a mortgage. Keith is extremely professional, attentive, and informative. He stays in constant contact to keep you apprised of what is... read more

    Mike Decembrino Avatar Mike Decembrino
    January 15, 2021

    Keith was very easy to work with and very straight forward with us throughout the process of buying a house in Yulee. I would highly recommend contacting him if you... read more

    Seth Lavarnway Avatar Seth Lavarnway
    January 15, 2021
  • I was referred to Keith at Swan Financial when i was looking to obtain financing for an investment property. Keith was able to secure a surprisingly low rate for... read more

    Kevin Hughes Avatar Kevin Hughes
    January 15, 2022

    Working with Keith is always a pleasant experience. An experienced loan officer who can provide many options for his clients to get the job done. Keith is always accessible for... read more

    Chris Armes Avatar Chris Armes
    September 15, 2023

    Keith was absolutely amazing. He secured our rate much lower than one of the largest US Banks, which saved us a few hundred dollars a month. In addition,... read more

    Ryan Emrie Avatar Ryan Emrie
    January 15, 2022

    Keith was a tremendous help to our family in finalizing our home purchase. Keith was proactive, professional and personal in his approach. Highly recommend Keith and his mortgage services.

    Sean Donnelly Avatar Sean Donnelly
    January 15, 2022
  • Keith is a pleasure to work with.He is personable, as well as efficient.He is always ahead of schedule and very responsive! Any question you have, he replies within the hour.... read more

    cindy leatherbarrow Avatar cindy leatherbarrow
    January 15, 2021

    Its not every day that borrow hundreds of thousands of dollars with a term that spans decades, so I really appreciated Keith's knowledge and guidance in helping select the best... read more

    rich perlman Avatar rich perlman
    January 15, 2021

    Keith was great to work with! He could not have made the loan process any easier! I have and will continue to recommend Keith to my friends and... read more

    AC Filter Provider and Sanitation Avatar AC Filter Provider and Sanitation
    January 15, 2021

    Keith Strausburg worked relentlessly to help me put my family in our own home. He worked day and night to make sure we were able to meet our requirements for... read more

    Hunter Taylor Avatar Hunter Taylor
    January 15, 2023
  • I worked with Keith from out of state to buy a home in Florida. He was fully accessible and able to answer all my questions....which were many! He gave us... read more

    Jennifer Schoonover Avatar Jennifer Schoonover
    January 15, 2023

    Keith was wonderful to deal with. He is professional and knowledgeable. I definitely would recommend his services. After a horrible experience with a bank he was able... read more

    Cindy Coto Avatar Cindy Coto
    January 15, 2023

    Keith saved Sarah and I from a lender who did not educate us in our experience of trying to buy a house. Keith will educate you, Keith is not looking... read more

    Michael Mills Avatar Michael Mills
    May 15, 2023

    As we all know mortgages for the self employed can be a nightmare and mine was no different. Keith guided us tirelessly through the process as both are personal and... read more

    Brian Grimley Avatar Brian Grimley
    January 15, 2022
  • I was purchasing the property from out of state, Keith made it very easy and stress free. He helped me with references for other services. It makes a big difference... read more

    Robert Laauser Avatar Robert Laauser
    January 15, 2023

    I closed on my new home today, 3/2/23. Keith made the experience very easy and had the resources to cater to my specific mortgage needs. I would definitely recommend him... read more

    Jerry Reed Avatar Jerry Reed
    March 15, 2023

    We closed on our dream home today, but only with Keith fighting for us every step of the way. His customer service is unmatched and he put us at ease... read more

    Sarah Depalm Avatar Sarah Depalm
    January 15, 2021

    Great Experience with Keith Strausburg and Swan Financial! I recently did a re-finance with them. Very knowledgeable, professional, and always quick to communicate with you. I got a great rate... read more

    Matthew Carothers Avatar Matthew Carothers
    January 15, 2021