Welcome to 8 Flags Home Loans, LLC!

My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come.

I specialize in the following Georgia and Florida Mortgage Loans:

  • Conventional Loans
    • Credit scores of 620 and higher to qualify.
    • Great loans for purchases, refinances and new construction loans.
    • Down payment requirements are 1% to 19% with or without monthly mortgage insurance.  20% + requires no monthly mortgage insurance.
    • 3 year, 5 year, and 7 year adjustable rate mortgages also available.
    • Jumbo Loans
  • FHA Loans
    • Credit scores 580 and higher qualify.
    • Great loan for the first time homebuyer( only 3.5% down payment required) or for refinancing homeowners with limited equity in their homes.
    • Great loan for homes that need repairs and/or updating through the 203-k program ( 640 credit score required)
  • USDA Rural
    • Credit scores of 620 and higher.
    • For purchase loans only (other restrictions apply).
    • Great for first time homebuyers, requires no down payment.
  • VA Loans
    • Credit scores 580 and higher.
    • Only veterans qualify.
    • Great for purchases-no down payment required.
    • Cash out refinancing up to 100% of equity.
  • Reverse Mortgages
    • For Borrowers 62 & over.
    • Great for getting equity out of your home with no payment.
    • You can either take a lump sum of money or set up monthly payments.
  • Non Prime
    • Great for Self employed borrowers, can calculate income from bank statements.
    • credit scores as low as 500.
    • less than 1 year for bankruptcy and foreclosure.

How Can We Help?

Have Questions?

Contact us today!

Featured Recommended Professionals

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Although I am located in Florida, I offer unparalleled home purchase and refinance service to clients throughout the States of Georgia and Florida!

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

  • Great service at a reasonable price! I am a former Loan Officer so I know how busy these guys get at times like this, yet Keith responded to all my... read more

    Vince Blaber Avatar Vince Blaber
    January 15, 2022

    Keith was very easy to work with and very straight forward with us throughout the process of buying a house in Yulee. I would highly recommend contacting him if you... read more

    Seth Lavarnway Avatar Seth Lavarnway
    January 15, 2021

    Excellent support throughout the process. Closed loan in less than 30 days.

    MA B Avatar MA B
    July 15, 2023

    Keith is awesome and I will go to him first on my next purchase or refinance. His rates were extremely competitive. He answered every one of the questions we had... read more

    Paul Graeter Avatar Paul Graeter
    January 15, 2021
  • I was purchasing the property from out of state, Keith made it very easy and stress free. He helped me with references for other services. It makes a big difference... read more

    Robert Laauser Avatar Robert Laauser
    January 15, 2023

    Our experience with Keith was nothing short of awesome. No matter what changes or surprises we encountered, Keith was ahead of the game and made our financing and closing... read more

    David Kelly Avatar David Kelly
    January 15, 2022

    This is the second time I have reached out to Keith for my financial needs. Keith is the best! He is so caring about his clients and is... read more

    Amy Carter Avatar Amy Carter
    January 15, 2021

    Keith was absolutely amazing. He secured our rate much lower than one of the largest US Banks, which saved us a few hundred dollars a month. In addition,... read more

    Ryan Emrie Avatar Ryan Emrie
    January 15, 2022
  • We had the pleaser of working with Keith at Swan Financial and the experience was excellent. He was professional and efficient and made the process of getting a home... read more

    Missy Jean Avatar Missy Jean
    January 15, 2023

    Really great working with Keith who was able to secure a lower interest loan for my new place on Amelia Island. I shopped around and Keith was the most... read more

    Kurt Maute Avatar Kurt Maute
    January 15, 2023

    I was referred to Keith at Swan Financial when i was looking to obtain financing for an investment property. Keith was able to secure a surprisingly low rate for... read more

    Kevin Hughes Avatar Kevin Hughes
    January 15, 2022

    Keith was wonderful to deal with. He is professional and knowledgeable. I definitely would recommend his services. After a horrible experience with a bank he was able... read more

    Cindy Coto Avatar Cindy Coto
    January 15, 2023
  • Keith is extremely professional and thorough. My fiancé and I enjoyed working with him and would definitely recommend his services!

    Sarah Recktenwald Avatar Sarah Recktenwald
    January 15, 2021

    I had a scenario that was a little unordinary, but Keith still knocked it out of the park. Very responsive and diligent in his process. Would recommend!

    Nick Vail Avatar Nick Vail
    August 15, 2023

    Great working with Keith! I am glad I got a great loan with Rocket Mortgage and would definitely recommend anyone looking to buy or refinance give Keith a call and... read more

    Deborah Moore Avatar Deborah Moore
    January 15, 2023

    On top of things and made a complicated situation easy...and we got a great rate!

    John Moore Avatar John Moore
    January 15, 2023
  • I would highly recommend Keith Strausburg to anyone seeking a mortgage. Keith is extremely professional, attentive, and informative. He stays in constant contact to keep you apprised of what is... read more

    Mike Decembrino Avatar Mike Decembrino
    January 15, 2021

    As we all know mortgages for the self employed can be a nightmare and mine was no different. Keith guided us tirelessly through the process as both are personal and... read more

    Brian Grimley Avatar Brian Grimley
    January 15, 2022

    Keith is a true professional! He walked me through the entire home buying process, quickly answered any questions (no matter how silly they may have seemed to me) and truly... read more

    Megan Georgeo Avatar Megan Georgeo
    January 15, 2021

    Keith Strausburg is fantastic. Very reliable, diligent, knowledgeable, and thorough! Would definitely work with him again.

    K3LLi3 B Avatar K3LLi3 B
    May 15, 2023